FAQ

Frequently Asked Questions

How can you calculate how much home I can afford?

After reviewing your income, assets, and preferred payment, I’ll help you determine how much home you can afford in New Orleans, Metairie, or surrounding areas.

Which expenses counts as a liabilities?

Your new mortgage payment includes principal, interest, taxes, insurance, any HOA fees, PMI, and all minimum monthly obligations that report to credit, including child support, alimony, or tax payments.

What is the min FICO for Conventional loan?

620 Score

Disputes on my credit will effect to get a loan?

For FHA loans, account disputes totaling $1,000 or more may require a manual underwrite with stricter debt-to-income and reserve guidelines. Conventional loans are assessed through the automated underwriting system, so each situation is reviewed individually. I guide New Orleans homebuyers through these requirements to ensure clarity and confidence in the mortgage process.

Don't Wait, Call N8!

Not every deal is straightforward, and that’s okay. I specialize in finding creative paths forward—whether it’s helping improve credit, structuring the right loan product, or navigating complex situations. Buying a home is stressful enough—I bring the positivity, energy, and encouragement to keep clients motivated and confident. Think coach on the sidelines, cheering you on while helping you win the game.

My clients know they’re not dealing with a 1-800 number or a national call center—they’re working with someone who understands the local market, the local challenges, and the local people. Not every deal is straightforward, and that’s where I shine. Whether it’s working through credit challenges, unique income situations, or market hurdles, I find solutions. If there’s a way forward, I’ll find it. And if not, I’ll help create a game plan to get there.