Nate DiGiovanni, Mortgage Loan Officer | CoachN8theLender

Your Mortgage Pre-Approval & Home Loan Guide in New Orleans

Hustle, Hit, Never Quit

Helping New Orleans Families Make Confident Mortgage Decisions

As a licensed mortgage loan officer based in New Orleans, Louisiana, I specialize in helping clients across Greater New Orleans, Metairie, Gretna, Marrero, and surrounding parishes navigate residential and investment home loans with confidence.

I’ve helped first-time homebuyers, families, and real estate investors secure mortgages - even in challenging situations - by focusing on education, transparency, and personalized loan solutions. Whether it’s pre-approval, refinancing, down payment assistance, or investment property financing, my mission is to coach clients step-by-step toward homeownership success.

Transparent Communication

Clear guidance for every New Orleans homebuyer.

Personalized Loan Solutions

No two New Orleans mortgages are ever identical.

Fast, On-time Closings

Helping New Orleans buyers keep their home goals.

Loan Programs | Offer

Tailored Financing Options

Not every deal is straightforward, and that’s okay. I specialize in finding creative paths forward—whether it’s helping improve credit, structuring the right loan product, or navigating complex situations. Buying a home is stressful enough—I bring the positivity, energy, and encouragement to keep clients motivated and confident. Think coach on the sidelines, cheering you on while helping you win the game.

Conventional

FHA

VA

Refinance

Conventional

Conventional loans are mortgages not backed by the government, offered by banks and lenders. They typically require good credit, stable income, and a manageable debt-to-income ratio. Down payments range from 3% to 20%+, and private mortgage insurance applies under 20%. Options include fixed-rate and adjustable-rate terms, for primary, second, or investment properties.

FHA

FHA loans are designed for first-time buyers or those with lower credit scores or smaller down payments. Backed by the government, they offer more flexibility and are ideal if you're just getting started or looking for a more accessible path to homeownership.

VA

VA loans are exclusively for veterans, active-duty service members, and eligible spouses. With no down payment, no private mortgage insurance, and competitive rates, they’re a well-deserved benefit for your service.

Refinance

Refinancing replaces your current mortgage with a new loan to lower your rate, change the term, or tap home equity. Homeowners refinance to reduce monthly payments, switch from adjustable to fixed rates, or consolidate debt via cash-out refis. Closing costs apply, and savings depend on credit, equity, loan size, and how long you’ll keep the home.

Get Pre-Approved

Find the best

Program

With access to a wide range of mortgage programs and lenders, I help New Orleans and Metairie homebuyers find the loan that fits their goals - whether it’s a first-time purchase, move-up home, or refinance. I guide you through every step, comparing options to secure the best possible terms.